Privacy Policy
Effective Date:27/04/26
1. INTRODUCTION
We are committed to protecting your privacy and handling your information responsibly. This Privacy Policy explains how we collect, use, process, disclose, and safeguard information when you access or use Privacy Pay, including our applications, smart contract interfaces, payment infrastructure, APIs, automation engines, and related services (collectively, the “Platform”).
Privacy Pay is a privacy-focused financial execution layer built on blockchain infrastructure (including Solana) that enables:
private and encrypted payments
recurring and scheduled transactions
payroll automation and continuous salary streaming
bulk and batched transfers
programmable and agent-executed financial workflows
These services require the processing of blockchain data, encrypted transaction metadata, automation logic, and system-level operational signals in order to function reliably, securely, and in compliance with applicable laws.
This Privacy Policy applies to all users of the Platform. By accessing or using Privacy Pay, you acknowledge that you have read, understood, and agree to the collection, use, and disclosure of your information as described in this Privacy Policy.
2. INFORMATION WE MAY COLLECT
2.1 Wallet and Authentication Information
When you connect a digital wallet, we may collect:
wallet address
public blockchain data associated with that address
transaction history and token balances
smart contract interaction records
We may also collect authentication-related technical data, including:
cryptographic signatures
session identifiers
network and chain identifiers
connection metadata
Privacy Pay does not require traditional account registration (such as email/password) unless explicitly provided by the user. Authentication is primarily wallet-based.
For compliance and risk management purposes, wallet addresses may be screened through third-party providers for sanctions, fraud, or other risk indicators.
2.2 Transaction, Payment, and Execution Data
To enable private payments and programmable execution, we process data related to financial operations, including:
encrypted transaction payloads
execution instructions and triggers
scheduling configurations
recurring payment rules
payroll logic and distribution structures
batch transfer configurations
aggregation and routing parameters
While Privacy Pay is designed to minimize visibility into sensitive payment details (such as sender, recipient, and amount), certain metadata may be processed internally to:
execute transactions
validate conditions
ensure correct delivery
maintain system integrity
This data may be encrypted, obfuscated, or abstracted depending on the underlying protocol design.
2.3 Automation and Agent Execution Inputs
When using automated or agent-driven features, we may collect:
workflow configurations
execution logic and rules
trigger conditions (time-based, event-based, or state-based)
dependency mappings between transactions
authorization scopes granted to agents
These inputs are necessary to:
execute transactions without manual intervention
maintain reliability and determinism
prevent unintended or malicious execution
2.4 Platform Activity and Usage Data
We collect information about how users interact with the Platform, including:
features accessed
transaction execution patterns
automation usage
API calls and request frequency
system interaction flows
This data is used for performance optimization, debugging, and system improvement.
2.5 Device and Technical Information
We may automatically collect:
IP address
device type and identifiers
browser type and version
operating system
session timestamps and duration
system logs and diagnostic data
This information helps ensure platform security, reliability, and performance.
2.6 Communication and Support Data
If you contact us, we may collect:
the contents of your communication
attachments or supporting materials
technical metadata related to the interaction
Providing personal information is optional and only processed if voluntarily shared.
2.7 Third-Party Integrations and API Data
When interacting with APIs or external systems, we may collect:
request and response logs
timestamps and execution metrics
API keys or identifiers
integration behavior and system interactions
We may also receive information from:
wallet providers
infrastructure providers
compliance and risk-monitoring services
2.8 Analytics, Personalization, and System Optimization
We may analyze:
transaction execution efficiency
batching effectiveness
automation success rates
system load and latency
usage patterns across features
This data is used to improve:
privacy-preserving mechanisms
gas and cost efficiency
system scalability
reliability of automated execution
3. HOW WE MAY USE YOUR INFORMATION
3.1 Platform Operation and Execution
We use collected data to:
execute private and encrypted transactions
process payroll and scheduled payments
enable recurring and streaming payments
perform batch transaction aggregation
support agent-based execution systems
3.2 Security, Fraud Prevention, and Risk Management
We may use your information to:
detect suspicious or fraudulent activity
prevent unauthorized access
enforce platform rules and safeguards
monitor system abuse or exploitation
3.3 Compliance and Legal Obligations
We may process data to:
comply with AML, sanctions, and regulatory requirements
respond to lawful requests
enforce legal rights and obligations
3.4 Analytics and Platform Improvement
We use data to:
improve system performance
optimize execution efficiency
enhance privacy protections
develop new features and capabilities
3.5 Communication and Support
We may use your data to:
respond to inquiries
provide system updates
communicate important notices
4. HOW WE MAY SHARE YOUR INFORMATION
4.1 Service Providers and Infrastructure Partners
We may share information with providers supporting:
hosting and infrastructure
blockchain indexing
compliance screening
analytics and monitoring
security and fraud detection
These providers are contractually obligated to protect your information.
4.2 Confidentiality and Privacy Design
Privacy Pay is designed to minimize exposure of sensitive financial data:
Payment details are not publicly exposed through platform interfaces
Sensitive data is encrypted or obfuscated where possible
Internal access is restricted and controlled
No unnecessary data is made visible to other users
However, users acknowledge that:
blockchain networks may expose certain transaction-level data
complete anonymity cannot be guaranteed in all cases
4.3 Aggregated and Anonymized Data
We may use anonymized data for:
analytics
benchmarking
research
system optimization
This data does not identify individuals.
4.4 Legal and Regulatory Disclosures
We may disclose information when required to:
comply with laws or regulations
respond to legal processes
protect users, the Platform, or third parties
4.5 Business Transfers
In the event of:
merger
acquisition
restructuring
user data may be transferred as part of business operations.
5. DATA RETENTION AND DELETION
5.1 Retention Periods
We retain information as necessary to:
operate the Platform
maintain security
comply with legal obligations
resolve disputes
5.2 Blockchain Data Considerations
Blockchain data:
is public and immutable
cannot be altered or deleted
Privacy Pay does not control blockchain-level data.
5.3 Off-Chain Data Storage
Platform-specific data (automation logic, configurations, etc.):
is stored off-chain
remains private within our systems
is not published to public ledgers
5.4 Data Deletion
Users may request deletion of:
off-chain personal data
stored configurations
Subject to:
legal obligations
security and operational requirements
6. SECURITY MEASURES AND DATA PROTECTION
6.1 Security Safeguards
We implement:
encryption at rest and in transit
access control systems
secure execution environments
monitoring and anomaly detection
regular security reviews
6.2 User Responsibilities
You are responsible for:
securing your wallet and private keys
ensuring device security
preventing unauthorized access
6.3 Incident Response
In the event of a security incident, we may:
investigate and contain the issue
mitigate risks
notify affected users where required
7. INTERNATIONAL DATA TRANSFERS
Your data may be processed in jurisdictions outside your residence.
We implement safeguards such as:
contractual protections
recognized legal mechanisms
8. YOUR RIGHTS AND CHOICES
Depending on your jurisdiction, you may have rights to:
access your data
correct inaccuracies
request deletion
restrict or object to processing
8.1 Wallet and Access Control
You may:
disconnect your wallet at any time
stop using the Platform
However:
blockchain data remains immutable
prior transactions cannot be reversed
9. CHILDREN’S PRIVACY
The Platform is not intended for individuals under 18.
10. THIRD-PARTY SERVICES
We are not responsible for:
third-party platforms
external integrations
their privacy practices
11. CHANGES TO THIS PRIVACY POLICY
We may update this Privacy Policy periodically.
Continued use constitutes acceptance of updates.
12. CONTACT INFORMATION
For questions or requests:
[email protected] (update if needed)
13.JURISDICTION-SPECIFIC PROVISIONS
13.1 European Union and United Kingdom
Users may have rights under GDPR, including:
data portability
restriction of processing
objection rights
13.2 California Users
Users may have rights under CCPA/CPRA, including:
right to know
right to delete
right to correct